South East Idaho's Source for RVs and Manufactured Homes

Home Financing

There are many options available to you when it comes to financing your new home, however the most common methods for families are conventional home mortgages and chattel mortgages. Choosing a conventional mortgage means the home is financed and purchased as a real property – essentially, the home and land are bought and/or financed together. There will be a deed, and they are offered at competitive rates – so it’s important to shop around for the best deal for you.

A chattel mortgage is similar to a loan you would receive for a car. Unlike a conventional mortgage, there is a title in place of the deed. If your home is located on leased property a chattel mortgage may be your only financing option, and it is the most common method used in planned communities where the buy doesn’t own the land. We offer many more options in house – just come pay us a visit.

A qualified professional from Hathaway Homes Group will be ready to walk you through every step of the financing process.

Ready to get started? Fill out our preliminary financing form: